It is really all about protecting yourself financially if something unexpected happens to your home or possessions. That’s important because chances are your home and vehicles are likely some of your largest investments.
You depend on your Home and Cars every day. For most people they are not just a necessity or an asset, but an extension of you. They express your personality and uniqueness to the world around you. No one wants to have a claim, but if an accident happens you want the right coverage, not the cheapest.
It is important to know that homeowners insurance is meant to cover unexpected damage, not routine maintenance. Ask your agent to talk about what is covered and be sure to read your policy so you know exactly what’s included and what is not.